Mailing Address:
Rachel Hunter Law Office
901 Madison Avenue
Cary, North Carolina 27513-4348
Tel: (678) 687-9693 | Fax: (877) 893-3713
Paying Time-Barred Debts
Even though a debt is barred by the statute of limitations, it does not mean that you don’t owe the debt. The statute of limitations is a legal defense – it only applies in court. That means that a debt collector is free to continue to try to collect on the debt....
Tolling and the Statute of Limitations
What is tolling, you ask? To understand what tolling is you first need to understand how statutes of limitation operate. Every debt and every other civil cause of action has time limits within which the action must be filed. This period is the statute of limitations...
Cancellation of Debts & 1099c Forms
[NOTE: I AM NOT A TAX ATTORNEY AND THIS DOES NOT CONSTITUTE TAX ADVICE. YOU ARE ADVISED TO CONSULT WITH A TAX ATTORNEY OR CPA REGARDING YOUR PARTICULAR CIRCUMSTANCES.] Since tax season is or will soon be here, I have many clients who receive 1099c forms from...
Exemptions in General – What They Are and Why You Need to Care About Them
OK – so you have been sued by a creditor. Maybe even a judgment has been entered. Many people think that is the end of the matter. The lawsuit, while anxiety-inducing, was nothing. Entry of the judgment itself, with some exceptions, is no big deal. Rather, it is...
Payday Lending in General
I answer questions on several legal websites and I have answered so many questions dealing with payday loans that I felt it was time to address this topic. Payday loans are absolutely horrible. No matter how desperate a debtor’s situation may be, payday loans are...