This is an option, primarily for elderly clients, but it can be for anyone with a fixed income, like Social Security or Social Security disability or with income which is exempt from garnishment (see my articles on exemptions).  The individuals who choose this option...

Litigation attorneys will probably take issue with what I am about to suggest, but where lawsuits are brought in a timely fashion, i.e., before the statute of limitations has expired, and there is no question that the debt belongs to the debtor, and any required proof...

There are several ways to resolve a debt:  (1) by paying the debt in full, (2) by settlement of some type; or (3) by way of bankruptcy.  Which you choose again depends on your circumstances and when you pay – either pre- or post-judgment. If you have the means to pay...

This article is intended to provide a general overview of the bankruptcy process.  For more information about bankruptcy in general, you can use the links on my website to go to some other websites. NOTE:  I AM NOT A BANKRUPTCY ATTORNEY AND THIS DOES NOT CONSTITUTE...

Debt management is a subset of debt consolidation.  Like debt consolidation, a debtor takes several credit card bills and reduces them to one monthly payment at a lower interest rate.  For many debtors who have lost a job or suffered a reduced income and are trying to...