by Rachel Hunter | Jul 14, 2014 | Articles / Payday Lending
Here is a link from the Georgia Department of Banking and Finance regarding payday loans: http://dbf.georgia.gov/payday-lending Payday lending is largely prohibited in Georgia UNLESS the loan is made pursuant to the Georgia Industrial Loan Act (GILA) or is one of the...
by Rachel Hunter | Jul 14, 2014 | Articles / Payday Lending
Pennsylvania has several laws which come into play, the Consumer Discount Company Act (CDCA), codified at 7.P.S §§ 6201—6219 and the Loan Interest Protection Law (LIPL), codified at 41 P.S. §§ 101-605. While the laws actually have to be read in details as they are...
by Rachel Hunter | Jun 16, 2014 | Articles / Debt
I frequently answer many questions from people who find themselves in debt and don’t know what to do. Whether their debt is current and about to become delinquent or those with a judgment that is already entered, the options are the same. Which one a debtor chooses...
by Rachel Hunter | Jun 16, 2014 | Articles / Debt
There’s a lot of hype these days regarding knowing your score and identity fraud, like the catchy commercial to get your “free credit score” by signing up for a credit monitoring service. Do your wallet a favor and don’t. Most of your credit is made up of what types...
by Rachel Hunter | Jun 16, 2014 | Articles / Debt
When you first get into trouble, document the reasons for your hardship and send your creditor a certified letter. Make sure that you send it to the creditor’s correspondence address! It may or may not be the same as the payment address. The only way to know...
