by Rachel Hunter | Jul 22, 2014 | Articles / Debt
Debt resolution, also known as debt settlement or debt negotiation conjures up many negative connotations. In fact, many attorneys who post on various legal advice sites frequently mention scam in the same sentence as debt settlement. And they would not be far from...
by Rachel Hunter | Jul 14, 2014 | Articles / Exemptions
In Georgia, there are two sets of exemptions, constitutional and statutory. The exemption laws were enacted just after the Civil War and have not kept pace with modern times. Georgia allows you to exempt up to $5,000 worth of your personal property (non-cash) and...
by Rachel Hunter | Jul 14, 2014 | Articles / Exemptions
To collect on a judgment in North Carolina, a creditor is required to have the sheriff serve the debtor with two pieces of paper – one is a “Notice of Rights to Have Exemptions Designated” and the other is a “Motion to Claim Exempt Property.” These are very very...
by Rachel Hunter | Jul 14, 2014 | Articles / Exemptions
While Pennsylvania does not have wage garnishment, see 42 Pa.C.S.A. § 8127, Pennsylvania is the least generous of all the states when it comes to exemptions. There is no homestead exemption in Pennsylvania like there is in other states. Nor is there an exemption for...
by Rachel Hunter | Jul 14, 2014 | Articles / Payday Lending
In 2001, the payday lending laws were allowed to expire. Payday lenders tried to circumvent the law and in 2006, the NC Attorney General was able to work out a deal with payday lenders who thereafter ceased doing business in North Carolina. You can read about it...
